HRA, HSA & Opt-Out

Fordham’s Contribution to Your Health Reimbursement Account (HRA)

For Faculty and Administrators who enroll in the 2025 Enhanced Standard Option, Fordham’s contribution to your Health Reimbursement Account (HRA) will be:

$300 for Individual Coverage
$600 for Family Coverage

Local 153 members should refer to their collective bargaining agreement for HRA contributions.

Health Investment Option and the Savings Account

Pursuant to Internal Revenue Services (IRS) regulations, deductibles, out-of-pocket maximums, and Health Savings Account (HSA) contribution limits for 2025, the Health Investment Options are as follows:

Deductible	Out-of-Pocket Maximum	Health Savings Account Contribution Limit
Individual Coverage $1,600	Individual Coverage $8,050	Individual Coverage $4,150
Family Coverage $3,200	Family Coverage $16,100	Family Coverage $8,300

2025 Opt-Out Credit

For Faculty and Administrators, the 2025 Opt-Out Credit will be:

$500 for Individual Credit
$1,500 for Family Credit

Here is the Opt-Out Credit Information for eligibility.

The Opt-Down credit was discontinued in 2024.