Medical Plans

There are currently three medical plan options for benefits-eligible faculty, administrators, and members of Local 153. 

Enhanced Standard Option

Find out more about the Enhanced Standard Option with a Health Reimbursement Account (HRA).

Guide to the Enhanced Standard Option

Health Investment Option

Find out more about the Health Investment Option with a Health Savings Account (HSA).

Guide to the Health Investment Option

The third option is to waive coverage.

Faculty and Administrators

If you are a new benefits-eligible Faculty member or Administrator and wish to waive medical coverage for 2022, you may be entitled to an opt-out credit of either $4,000 to waive employee-only coverage or $8,000 to waive family coverage. In order to waive medical coverage, you must certify that you are enrolled in medical coverage provided by a source other than Fordham University.

To get the opt-out credit, you must list dependents on the dependents page who would otherwise be eligible for coverage. If no dependents are listed, you will receive the employee-only opt-out credit. The credit you receive for waiving coverage will be pro-rated based on date of hire.

Local 153 Members

If you are a benefits-eligible Local 153 member and wish to waive medical coverage for 2022, you may be entitled to an opt-out credit of $75 per paycheck.

Local 810 Members

Medical benefits for Local 810 members are provided by the union and all benefits inquiries (outside of flexible spending) are to be directed to the union at 212-691-4100.

Medical Plan Options
The University offers two medical coverage options through UnitedHealthcare’s (UHC) Choice Plus network. Both options provide 100 percent coverage in-network for preventive care services.

• The Health Investment Option is a consumer-directed health plan. It features a high deductible and a Health Savings Account (HSA).
• The Enhanced Standard Option is focused on current-year expenses. It combines medical coverage with a Health Reimbursement Account (HRA).